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  • Our Testimonials

    1st National's Wireless credit card machine, has helped us increase our business, offer convenience to our customers, and make us feel on the cutting edge of the payment technology ! Can you believe 2 brothers, with separate Electrical and Painting businesses sharing the same wireless machine?

    Nick Mendoza & Joel Mendoza
    R & N Electric & Painting
    Our full service dental office at the heart of Los Angeles has been enjoying the fabulous customer service that 1st National Processing provides. Our merchant account savings, since switching to them last year, have been tremendous and we continue to refer them to other dental & medical professionals that we work with.

    Dr. Neil McLeod
    West Hollywood Cosmetic Dentist

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BizEdge Advantage Blog

Friday, June 20th, 2014  |  5 comments  |  marilyn

Sunday, June 8th, 2014  |  6 comments  |  Josh

I have bank of America and the online banking ebanking and stuff. I had made a purchase on a credit card and made 2 payments 1 the day or and the other three days later. I’m just unsure when to pay and if paying to early will hurt my score and of I pay early do I still have to pay on time again even if I payed a very little earlier?

Friday, June 6th, 2014  |  6 comments  |  Scarlett

How many days late on credit card payment does it go on your credit report or effect your credit score…is it after thirty days late?

Thursday, June 5th, 2014  |  9 comments  |  Tale

Can i pay the minimum payment again? Can i still use my card the next month? I know this hurts my credit score but i want to know how it would work this way

Wednesday, June 4th, 2014  |  7 comments  |  blazers89

i am trying to rebuild my credit. is it better to pay my credit card payment the next day after a purchase or when i get the bill with my due by date on it?

Tuesday, June 3rd, 2014  |  5 comments  |  Emilie

I closed 1 of my credit card accounts and have a remaining balance that I can’t pay in full but I can continue to make my usual monthly payments on it. Can I continue to make monthly payments, or is it going to be sent to a debt collector? I am not late or anything on any payments.

Saturday, May 24th, 2014  |  9 comments  |  WiredScience

I am in my early 30′s and have never had a credit card, never had a use for 1 really, until now. I have never had anyone to teach me about how credit works, how to manage it, etc. I now have a partially secured card and checking account both through Bank of America and am trying to build up some credit. My question is how do i do that……is it better to pay my card in full as soon as i get the statement or to make a very little more than the minimum payment every month. I have been getting conflicting information from others so i dont know what to believe or what process seems to be the better solution.
Btw, i have only made a couple of purchases with my card and it seems that it takes about 48 hours before i receive a statement for the balance due.

Thursday, May 15th, 2014  |  7 comments  |  hNif4BqPaa

I have a credit card with American Eagle. I’ve spent about $3,000 on it, but I always make the minimum payments on the 14th of every month (besides yesterday). The minimum is $50. Am I doing everything correctly? I mean I’m not getting charged daily since I’ve never actually paid the FULL bill. My credit rate will not be messed up will it?

Monday, May 12th, 2014  |  6 comments  |  JasmineL

Okay, so I am a sophomore in college and I have no car ):. I just recently got accepted for my first credit card and the first 9 months will have no APR (:. I receive my financial aid in 3 months. Is it possible to put a down payment on the car with my credit card and pay the monthly payments with my card until I get my financial aid? I wanna get the car so I’ll have transportation to a job, which will give me even more money.

Sunday, May 11th, 2014  |  7 comments  |  Russell

I made a payment for 137′ but only had 133 in my money network checking account. Will it just take 133 out of my account or decline all together