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    1st National's Wireless credit card machine, has helped us increase our business, offer convenience to our customers, and make us feel on the cutting edge of the payment technology ! Can you believe 2 brothers, with separate Electrical and Painting businesses sharing the same wireless machine?

    Nick Mendoza & Joel Mendoza
    R & N Electric & Painting
    Our full service dental office at the heart of Los Angeles has been enjoying the fabulous customer service that 1st National Processing provides. Our merchant account savings, since switching to them last year, have been tremendous and we continue to refer them to other dental & medical professionals that we work with.

    Dr. Neil McLeod
    West Hollywood Cosmetic Dentist

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BizEdge Advantage Blog

Thursday, May 8th, 2014  |  5 comments  |  Shams

Monday, May 5th, 2014  |  6 comments  |  Itachi

I’m going to be going to jail for forty five days, so I have no means of making payment for my credit cards. How do I prevent missing the payments for the month of June? Can I make payments in advance?

Friday, April 25th, 2014  |  5 comments  |  master_king_j

I would like to know because I’m interested in getting one. What I mean is that suppose I do not use my card at all for the whole month, would I still be obligated to pay something? If so what is that payment called? Thanks

Wednesday, April 16th, 2014  |  6 comments  |  Xin

1.Your sister is a student living in a dorm. She has student loans, a car loan, and credit card debt. She has trouble making payments and heard an ad for debt consolidation and debt management plans (DMPs). Which service would you recommend? What advice would you give her about picking a service? Explain your advice.

Thursday, April 10th, 2014  |  6 comments  |  

Sorry, I’m going to be brand new to credit cards, considering I’m a student. I was wondering what would my payment be like? Would it be however much I spent? Or would it be a set price. Sorry. And if it was however much I spent would it have more added to it? How often would I pay?
Eh.. neither of you answered my initial question; What is my payment? Is it however much I’ve used, like what makes it up?

Wednesday, April 9th, 2014  |  7 comments  |  Stephen


I was wondering if anyone could assist me with a credit card balance situation I’m currently in.

I have 3 credit cards.

1) Discover: (21% APR) -$2,000 balance (Card is 3 years old and I’ve reached the maximum credit limit, $2,000)
2) Bank of America Visa: $500.00 balance (No APR until Dec 2014) (Credit limit: $800)
3) Chase Slate: Visa $0.00 (Card is brand new, 0% balance transfer first sixty days, and no APR until Jul 2015) (Credit limit: $500)

Obviously the Discover card is the source of my problem, but I was wondering what would be the course of action in terms of saving money.

I’m about to receive $500 that I plan on using towards my debt, and I was wondering if I should:

A.) Use the $500 to pay of the Bank of America Visa completely (snowball effect)


B.) If I should use the $500 it to lower my Discover balance from $2,000 to $1,500.

I’m also wondering if it’s worth doing a balance transfer with the Chase Slate card to lower the Discover balance. (Since there’s a 0% balance transfer offer and I have no APR for fifteen months)

I hope this isn’t too confusing, I would just like advice on what is the best course of action.

Thanks in advance.

Tuesday, April 8th, 2014  |  5 comments  |  dvObYq3Oaa

i want to settle my credit card payments … when i talk to the collections team they r reducing only 20% is there anything i could do get more than 50% as the settlement do i have to consult a lawyer … i dont mind about CIBIL score but i prefer a letter so that if i want i can clear the remaining value in the future and remove my name from CIBIL …

can someone throw light on this plz ….

Tuesday, April 1st, 2014  |  5 comments  |  stiritup05

The answer I received from my credit card company via email is summarized: Even though you made your current months payment on the 2nd, our billing period ends on the 10th. Any payment between the 1st and 10th goes on the PREVIOUnited States billing period…so you must pay AFTER the billing period ends. Any attorneys out there believe there may be a class action suit in this scenario?

Tuesday, April 1st, 2014  |  8 comments  |  Vanessa

Friday, March 28th, 2014  |  6 comments  |  linkinparx13

I’m looking Into getting a lowes credit card, well before I do does anybody know the minimum monthly payment?