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2.75% Per Swipe, Dip, or Tap

Know what you pay and get paid fast. Accept Visa, MasterCard, Discover, and American Express—all for the same low rate, with no surprise fees. See deposits in your bank account as soon as the next business day.

3.5% + 15¢

Per Keyed-In Transaction! Process all major cards for the same low rate, with no surprise fees. See deposits in your bank account as soon as the next business day.

Accept Visa, MasterCard, Discover, and American Express—

Same rate for all major cards No monthly fees No hidden fees Full PCI compliance included Deposits in one to two business days Instant deposits available Chargeback protection Payment dispute assistance

Latest Blog

Getting a Merchant Cash Advance

Business owners often face the need for fast financing in order to keep operations afloat. Los Angeles Credit Card Processing is often an ideal solution for the business owner who is need of a quick financing solution at a low rate. Merchant cash advances offer the opportunity to obtain a fast cash advance in exchange more »

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High Risk Merchant Accounts

Tags : high risk merchant accountsmerchant accountmerchant service

Trying to obtain a high-risk merchant account can frequently prove to be a challenging task. In addition to the fact that very few credit card processors are willing to work with high-risk businesses, the entire process can often be quite frustrating and time-consuming. One of the primary reasons that the application and approval process can more »

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How to Choose the Best Merchant Service Provider

Tags : Credit Card ProcessingMerchant Account ServicesMerchant AccountsMerchant ProcessingMobile Payments

When you are in need of a local Los Angeles merchant account, it is important to understand how to choose the most reliable service. Whether you are just opening your business or you are planning to expand in the near future, it is crucial to select a cost-effective, robust, and reliable option. There are many more »

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How To Prevent Your Merchant Account from Experiencing An Account Freeze!

Tags : Accept Credit CardsMerchant Account Servicesprocessing fees

A rare, vital subject not often spoken about concerning merchant account credit card freezes. It’s considered an unbearable set-back when it comes to your finances. It is also a hindrance to your business. The second your merchant account experiences a hold, you cannot access any of your funds until they feel the issue is resolved. more »

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Credit Card Processing Is The Prefered Method of Payment for Internet Business Owners In the Digital Age

Tags : ecommerceinternet marketingprocessing fees

Processing credit cards on the Internet is a much required form of payment when buying products or services online. If you’re a business owner, it’s crucial you have a merchant account. People feel secure with merchant accounts that allow credit card processing. Buyers and sellers have different advantages and disadvantages when using your credit card. more »

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Business Owners May Get Credit Card Surcharge Rights

Tags : credit card feesCredit Card UsuageMasterCardMerchant Account ServicesSurchargesVisa

After a 12 months of litigation, business owners may finally get the go-ahead to apply surcharges to customers paying with credit-card. Whenever a customer pays with credit cards, the merchant pays for the privilege to swipe the card. But that soon could change. According The Wall Street Journal, a number of merchant-filed lawsuits against the more »

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Credit Card Processing

The Importance of a Good Credit Card Processing Account

Tags : Accept Credit CardsCredit Card PaymentCredit Card PaymentsCredit Card ProcessingMerchant Account ServicesMerchant Processing

When opening a business, it’s important to set it up for success. Using a good credit card processing company can make a huge difference. It’s not good enough to just accept cash or check anymore. So many consumers carry credit and debit cards, and many don’t carry much cash at all. Not accepting credit and more »

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Merchant Processing

Merchant Processing Can Take Your Business to a New Level

Tags : Accept Credit CardsCredit Card PaymentCredit Card PaymentsCredit Card ProcessingMerchant Account ServicesMerchant Processing

It’s no secret that taking your business online can really help you increase your profits and exposure. However, you cannot accept cash for items or services online, so you need a merchant processing company to help you take credit and debit cards. With one of the many types of merchant accounts, you can accept the more »

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The Top 5 Reasons For Accepting Credit Cards

Tags : Credit Card PaymentCredit Card ProcessingmarketingMerchant Account Services

With the Internet at your fingertips in today’s digital age, making payment(s) by means of credit card is becoming more popular than ever before. It is the most requested method of payment. When you purchase something on Amazon, eBay, Shop.com or any e-commerce site, you’ll notice they accept credit cards. Another term for it would more »

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Online Credit Card Processing

How Credit Card Processing Can Benefit Your Online Business

Tags : Accept Credit CardsAccept Credit Cards Onlinecredit cardCredit Card PaymentCredit Card ProcessingMerchant Account ServicesMerchant Processing

Credit card processing allows you to do more with your online business. It can be very difficult to accept payments online if you don’t have a way to accept credit cards. This means you need to use some type of merchant account. The decision to use one of many different types of merchant accounts depends more »

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iPad Powered Cash Register is Awesome

Tags : 1st national processingcash registerCredit Card ProcessingiPadMerchant AccountsMerchant Servicesshopkeep.com

Recently we added the new ShopKeep iPad-powered POS and Cash Register system to our service wares.  Is it a hot commodity? Read more about it on our Powered By ShopKeep page. Report from WCBS New York – One Brooklyn wine shop and grocery store is uncorking the wave of the future. “We never anticipated that more »

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Some businesses curtail credit card acceptance

Tags : 1st national processingcredit card feesCredit Card Usuageinterchange feesmerchant services fees

When you make a credit card purchase for $100, it costs the merchant about $1.00 in processing fees. It’s unclear why card issuers think they deserve a 2% cut. Most of the attention in recent months has been focused on fees for processing debit cards.  However, in early July, the Federal Reserve limitedd the base more »

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8 Tips for Merchant Credit Card Processing Account Safety

Tags : credit cardCredit Card FraudCredit Card Processingprocessingsafety

A Los Angeles merchant credit card processing account is critically important to your business’s success. In addition to being able to accept cash and checks for payment, it enables you accept debit and credit card payments. However, while there’s many great benefits in accepting credit cards, there are also potential pitfalls. A few things that more »

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8 Keys to Lower Credit Card Processing Costs

Tags : credit card feesFree Credit Card Machinesprocessing feeswireless payment processing

1. Know your Business Type Visa/Mastercard use pricing indicators or business types to apply discounts toyour rates. In the beginning, Visa/Mastercard used to charge one rate for everyindustry. Some industries refused to accept credit cards because they thoughtthe rates were to high and cut into too much profit margin. Supermarkets wereone of the biggest holdouts. more »

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Secrets of Small Business Video Marketing

Tags : entrepreneursinternet marketingmarketingSEOsocial mediaVideo MarketingWebsite MarketingYouTube

While online video marketing is one of the world’s most effective online advertising formats, the Internet is the fastest growing segment in Online Marketing; when you put Video Marketing and the Internet together you have the most powerful combination today for small business advertising. The Internet Video Marketing trend is growing exponentially. The longer your more »

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The Cloud9 Real Time 2011 Summit

Tags : cloudcloud hostingcloud9

Source: Catalyst QuickBooks Accounting The “Cloud” is comprised of many different solutions and all of the providers that deliver Cloud products are experts on their own product or service.  Our Cloud provider – Cloud9 Real Time – has assembled the leading Cloud solution providers to come together and provide an opportunity to learn much at more »

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When to outsource small business bookkeeping

Tags : AccountingBookkeepingINC 500lead research groupoutsource accountingoutsourced bookkeepingQuickBooks

Small business owners excel in a DIY mode: Do anything and everything you can do yourself and don’t pay for anything new until you absolutely must. It’s especially tough to rationalize hiring financial help like a full-time or even an outsourced accountant or bookkeeper. With so-called “user-friendly” financial software like QuickBooks available, many business owners more »

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Small Business Social Media Sanity!

Tags : entrepreneursinternet marketingmarketingsmall businesssocial mediatwitterWebsite Marketing

What do you have to say to your clients and prospects and what do they have to say about your business or company? You certainly do not need social media to reach out to your customers and clients but it doesn’t hurt to spread your name and brand in a way others looking for someone more »

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Save The Economy With State-Owned Banking …

Tags : CaliforniaEllen Brownsmall businessState-Owned Banks

… and stick it to Wall Street at the same time! Sounds like the best of both worlds to us! In November 2009 Ellen Brown wrote at AlterNet that bailing out the banking system “…has only fixed the economy for bankers and the wealthy; it has not done much to address either the fundamental problem more »

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Decentralized Digital Barter Currency Gaining Traction

Tags : anonymous paymentsBitcoindigital currencyecommerceMobile PaymentsP2Pprocessing fees

Source: Catalyst House In 2006 Douglas Rushkoff, when asked The Edge Question, “What is the most dangerous idea?,” replied, “open source currency.” Well now a new P2P digital currency, called Bitcoin, may provide the ideal medium to engage in commerce outside the official economy and  — it’s decentralized, anonymous, and its supply is moderated by a mathematical formula to more »

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Amex Won’t Process Medical Marijuana Buys

Tags : American Expresscredit card feesCredit Card Usuagemedical marijuana

Remember those old Visa commercials used to highlight places where they “don’t take American Express.” Well for legal medical marijuana dispensaries, it looks like a reversal: American Express won’t take them. As of late April, paitents using their American Express cards topurchase medical marijuana received notice that their cards were declined. The rejection of the more »

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Welcome to the SMALL BIZ Social Media Revolution!

Tags : Eric QualmanFacebookinternet marketingmarketingsocial mediasocialnomicstwitter

At 1st National Processing, we are beginning to embrace social media as a powerful marketing and branding tool – and, we’ve yet to think of one business that couldn’t benefit from some sort of social media component in their marketing and advertising mix.

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Four Essential Things a Small Company Must Do in Social Media

Tags : entrepreneursFacebookinternet marketingsmall businesssocial mediasocialnomicstwitterWebsite Marketing

Business owners often ask us what they should they be doing for social media their company. In our “expert” LOL opinion, this question cannot be glossed over, let alone without doing bonafide research. That being said, asking is the first step and so we will answer it with the help of social media experts at more »

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Attack of the ‘Couponeros’ – Are the Daily Deal ‘Coupon Wars’ Good For Small Businesses?

Tags : daily dealsentrepreneursgrouponinternet marketingliving socialmarketingsmall businessWebsite Marketing

Source: Lynnea Bylund | Catalyst QuickBooks Its a new era for Los Angeles bargain seekers with a constant stream of strongly discounted coupon offers: 40% off a Princess Cruise ticket, 55% off a facial, or $125 worth of laundry and dry cleaning for $60. Entrepreneurs, venture capitalists, and big corporations are gambling that the new discount coupon more »

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Small Business Internet Marketing – 3 Things

Tags : Googleinternet marketingmarketingsearch marketingSEOsocial media

Google’s SEO expert and spokesperson, Matt Cutts, was asked: “If you were an in-house SEO of an advanced level, within a large corporation, what 3 things would you make sure you had included in your 2011 strategy?” Matt’s advice applies equally to virtually any small business pushing it’s Internet presence.

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How are great entrepreneurs’ minds different?

Tags : entrepreneurssmall businessStrategic AlliancesSuccess

Source: Catalyst House Keri Salls posted to her blog about cool research project published by Saras Sarasvathy, a Professor at the University of Virginia, captures distinctions between entrepreneurs & corporate executives in how they think. In her article in the new issue of  Inc Magazine, Leigh Buchanan says, “Saras Sarasvathy concluded that master entrepreneurs rely more »

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Chargebacks Create Small Business Headaches

Tags : chargebacksprocessing feessmall business

Source: MarketWatch | Emily Maltby Chargebacks are reverse credit-card transactions that can happen when a consumer disputes a charge, if the card is lost or stolen or if there’s a processing error. Business owners are ultimately responsible for the amount charged back to the company. To recoup the loss, merchants must prove to the card more »

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Steve Jobs Calling Apple Shots at Home

Tags : AppleiPadiPhoneMacSteve Jobs

WSJ reports that three weeks into a medical leave he took “to focus on my health,” Apple Inc. Chief Executive Steve Jobs is staying closely involved in the company’s strategic decisions and product development, according to people familiar with the matter. CLICK TO ENLARGE IMAGE The 55-year-old Mr. Jobs, whose ailment hasn’t been disclosed, has been more »

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Consumer Confidence Credit Card Use Rebound

Tags : Consumer ConfidenceCredit Card Usuagesmall businessThe Economy

According to the Federal Reserve the first increase in credit-card debt since the financial crisis hit helped to boost overall consumer borrowing 3 percent in December, to a seasonally adjusted annual rate of $2.41 trillion. Americans are putting more money on their credit cards after more than two years of cutting back, a sign that more »

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Successful Strategic Alliances (and Marriages)

Tags : entrepreneursmarketingsmall businessStrategic Alliances

A while back in the Harvard Business Review, Rosabeth Moss Kanter posted: “Unlike full-blown mergers, in which two really do become one because one company disappears, alliances and partnerships resemble modern marriages: separate careers, individual checkbooks, sometimes different names, but the need to work out the operational overlap around household and offspring.” Moss Kanter lists 15 more »

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Video-Dean.com complaints?

Tags : Brian Deaninternet marketingmarketingVideo DeanWebsite Marketingwww.video-dean.com

www.video-dean.com – video-dean.com Not hardly! Brian Dean and the team at www.Video-Dean.com are experts when it comes to Internet Video Search Engine Marketing and Advertising and they keep up with all the latest changes in Video Search Engine Marketing strategy. Www.Video-Dean.com and Brian Dean will make the appropriate adjustments to your video submission techniques so more »

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More on Merchant Cash Advance

Tags : credit card factoringMerchant Cash Advance

The newest small business financing technique – also known by several other names, such as business cash advance, merchant funding, merchant account cash advance, or merchant cash advance – provides retail and service business owners with credit card sales, quick and easy access to working capital financing. Los Angeles Businesses need working capital to function. more »

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$2.2 billion – Mobile app market for 2010

Tags : Mobile AppsMobile PaymentsMobile WebSmartphones

And that’s just for the first half of 2010. The smartphone app market continues to grow – in total volume of downloads and sales, the mobile app market is growing fast, beating 2009 numbers in just the first half of 2010. That’s the analysis from Research2Guidance.com, who reported this week that the global smartphone apps more »

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Consumers Using Credit Cards Less

Tags : Credit Card UsuageThe EconomyTransUnion

More people are paying down their credit card balances. AP reported that the amount consumers owed on credit cards in the second quarter “dropped to the lowest level in more than 8 years.” According to figures provided by TransUnion, the average combined debt for bank-issued credit cards dropped to just under $4,951 in the three more »

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Google Engineer Matt Cutts Explains Basic Website SEO

Tags : search marketingSEOWebsite Marketing

Matt Cutts works for the Search Quality group in Google, specializing in search engine optimization issues. He is well known in the SEO community for enforcing the Google Webmaster Guidelines and cracking down on abusive SEO practices. Cutts also advises the public on how to get better website visibility in Google. Matt Cutts joined Google more »

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What is a Facebook Member Really Worth?

Tags : Facebookinternet marketingsmall businesssocial media

We at the BizEdge Blog, along with a majority of marketing and social media enthusiasts has espoused the virtues of a paradign shift convergence of all things search and social related, especially where small business is concerned – “Facebook beats Google traffic” – “Twitter phenomena undeniable“ – yada yada.  But now a true industry pioneer and visionary more »

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Is Your Website Still Relevant?

Tags : ecommerceMobile WebWebsite Marketing

Scott McDonald wrote an intriguing post at Websitemagazine.com that every small business owner needs to consider.  He suggests that its no longer “all about the website”. Well that is not exactly news, except for the highly uninformed, but he raises several great points that provide a quick reference for those struggling to come up to more »

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Can Mobile Phones Become Credit Cards?

Tags : Mobile Paymentswireless payment processing

Sources: Bloomberg News & Disinfo.com Major cellphone carriers AT&T, T-Mobile and Verizon are beta-testing new features intended to “supplant more than 1 billion plastic cards in American wallets” – by allowing subscribers make credit card buys using their mobile phones! It’s already happening in Japan, Turkey and the U.K., with cellphones being waved over an more »

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Small Business Social Media Use Surges AGAIN

Tags : ecommerceinternet marketingsocial mediatwitter

The number of small businesses using social media to market, brand, advertise, and promote is still surging.

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Mobile Credit Card Processing – Merchant Use Growing

Tags : credit card feesMobile Paymentsprocessing feesROAMpaywireless payment processing

From American Banker June 24, 2010: With preferences for carrying and using cash continuing to drop, more consumers expect merchants to accept debit or credit cards for payment. But not all merchants do, especially those that lack physical storefronts. Some industry insiders believe mobile-based products might help encourage them to accept electronic payments. Indeed – more »

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What About the FREE Credit Card Machine Deal?

Tags : credit card feesFree Credit Card MachinesMobile Payments

No longer are the days that credit card terminals cost a lot to purchase or lease. Many merchant service processors hawk free credit card machines.

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Small Business Social Media Engagement

Tags : entrepreneursFacebookmarketingsocial mediatwitter

There has been a major change in the way consumers listen to and engage with brands, with only 5% overall (4% in the UK and 6% in the US) saying they trust advertising messages and 8% (9% in the UK and 6% in the US) believing what companies say about themselves, according to a survey report published by Alterian.

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The Referral Engine Reviewed

Tags : marketingreferralssmall business

People trust the recommendation of a friend, family member, colleague, or even stranger with similar tastes over anything thrust at them by a faceless company.

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Mobile Payments Market to Quadruple by 2014

Tags : Jupiter researchMobile Payments

The mobile payments report revealed that growth across all market segments was being driven by the wide adoption of Smartphones and the increased use of apps stores.

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2010 SBA National Small Business Week Kicked-Off

Tags : SBAsmall business

The US Small Business Administration (SBA) has announced the schedule and list of speakers for its yearly event honoring small business owners in America;

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Visa Extends Retail Dominance w/ iPhones

Source: Eliot Van Buskirk | WIRED Mobile payment is fast becoming a red-hot sector. A Recent entry is Square, from Twitter co-founder Jack Dorsey, which allows small businesses to accept credit card payments using an iPhone. Meanwhile, eBay’s Paypal allows customers to pay in stores using a simple smartphone app — no chip required. Now more »

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Merchants Swipe at Card Processing Fees

Tags : processing feessmall business

Business owners have been increasingly upset at interchange “swipe” fees that card issuers are unwilling to negotiate.

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Collect Email Addresses 29 Ways

Source: Janine Popick CEO | VerticalResponse There are a ton of ways to get people to sign up for your email marketing offers. I’ve put together a list for you to read, so you know all of the ways you can be growing your list. 1. Put an offer on the back of your business more »

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Small Business & Facebook Open Graph

Tags : ecommerceFacebookopen graph

Facebook has extended their ubiquitous ‘Like’ button beyond its increasingly morphous boundaries to… well everywhere (we just got ours). Combined with Facebook Open Graph

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Small Businesses Endure Credit Card Over Limit Fees

Tags : credit card feesentrepreneurssmall business

The credit card reform Congress passed last year ended “over limit” penalties –- typically $35 fees applied when cardholders charge more than their credit lines allow -– unless customers opt in. At least for consumers –- not so for business credit cards,

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Steps to Small Business Social Media Marketing Success

Tags : Facebookmarketingsmall businesssocial mediatwitter

The new Main Street exists anywhere thumbs can hit keys or scroll across a touchscreen. So what does your online presence say about what you have to offer those virtually strolling by?

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CyberSource sold to Visa for $2 Billion

Source: ANDREW MARTIN | NY Times | April 21, 2010 (Editor’s note: CyberSource owns Authorize.Net – BJK) Betting that electronic payments will increasingly replace cash, Visa announced on Wednesday that it would pay $2 billion to buy CyberSource, which facilitates payments for big online merchants. The acquisition is the largest in Visa’s history and positions more »

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New U.S. $100 Bill Unveiled to thwart counterfeiters

Tags : counterfeitingnew money

Today, high ranking members from the Board of Governors of the Federal Reserve System, the U.S. Department of the Treasury, and the United States Secret Service pulled the wraps off the newest design for the $100 bill, the highest currently available denomination available for U.S. currency.

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Google Local Business Center Renamed to Google Places

Tags : Googlelocal searchsearch marketing

Google Places is designed for business owners. The tool allows entrepreneurs to create a listing for their business containing their company’s address, a brief description of the markets in which it operates, their company’s website, and more.

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Facebook Traffic Beats Google

Tags : FacebookGooglemarketingsocial media

According to Web measurement firm Compete Inc., Facebook has passed search-engine giant Google to become the top source for traffic to major portals like Yahoo and MSN, and is among the leaders for other types of sites.

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The Leverage of Accepting Credit Cards

Tags : Accept Credit CardsCredit Card ProcessingMerchant Processing

If you want to have a successful business you must know how to treat it properly. When you do the necessary thing at the beginning, it develops and matures the way it’s supposed to. This takes place based on the efforts you sow into your online business. There are many existing techniques you an use more »

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The Importance of Having An Online Merchant Account for Your Business

Tags : Accept Credit CardsCredit Card ProcessingMerchant Account Services

Whether you know it or not, but unless you have a merchant account for your business, you may cripple it by not having the right merchant payment plan in your corner. If you want to know the importance of merchant accounts, you must first know about them and what exactly they have to offer you. more »

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Merchant Accounts

Beware of the Inflated Risks with Merchant Accounts

Tags : Credit Card ProcessingMerchant Account ServicesMerchant Processing

You will encounter quite a few banks and processors who believe specific types of businesses are considered high contingency. The different businesses that I’m referring to include: Internet Merchant Accounts, Telemarketing Merchant Accounts, Pharmacy Merchant Accounts, Travel Merchant Accounts, and E-Commerce Accounts. The reason why banks and other merchants see the accounts as high risk more »

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Merchant and Credit Card Processing